Blogs & Insights
Stay informed with our latest articles on Bitcoin lending and other insights
Stay informed with our latest articles on Bitcoin lending and other insights
Stay informed with our latest insights
The cryptocurrency lending landscape has undergone a dramatic transformation in 2025, with Decentralized Finance (DeFi) protocols surging ahead of their Centralized Finance (CeFi) counterparts. DeFi lending has achieved an unprecedented 959% growth to $19.1 billion by Q4 2024, while CeFi platforms struggle to rebuild trust after major collapses. This comprehensive analysis examines the security frameworks, transparency mechanisms, and yield opportunities that define both lending models, providing essential insights for investors navigating the evolving world of Bitcoin-backed loans in 2025.
Bitcoin-collateralized loan rates are quietly trending lower in 2025. Competition has intensified, institutional liquidity has deepened, and risk management has matured—creating a borrower’s market across much of the secured (over-collateralized) segment. Unchained’s recent milestone—surpassing $1 billion in bitcoin-backed loan originations—arrived alongside an APR reduction. Together, these shifts signal a new phase for BTC credit markets: safer custody, clearer pricing, and better terms for long-term holders who prefer borrowing to selling.
A Bitcoin‑collateral loan lets you borrow cash or stablecoins without selling your BTC. Done well, it can unlock real estate deals, slash expensive debt, fund a growing business, add trading firepower, or smooth big life expenses—all while preserving long‑term exposure to Bitcoin. Done poorly, volatility can force margin calls or liquidations. This guide shows you how to do it right.
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Curious about earning interest on your Bitcoin or getting a loan without selling your BTC? This beginner-friendly guide compares the top crypto lending platforms in 2025 – from DeFi protocols like Aave and Morpho to CeFi services like Nexo and Ledn. We’ll break down their interest rates, fees, collateral requirements, security, and ease of use. Read on to discover which Bitcoin lending platform best fits your needs.
Discover how you can unlock the liquidity of your idle Bitcoin holdings without selling your crypto assets. Learn about innovative platforms and methods that let you access funds while maintaining your Bitcoin's long-term value.
Bitcoin-backed loans have steadily gained traction in recent years as cryptocurrency adoption continues to grow. By allowing individuals to leverage their Bitcoin holdings without selling them, these loans offer liquidity while potentially maintaining the upside of future BTC appreciation. In this article, we'll dive deep into how Bitcoin-backed loans work in 2025, including collateral requirements, interest rates, advantages, and inherent risks.
If cryptocurrencies are digital money, then crypto wallets are the vaults you use to store, send, and receive that money. But not all wallets are created equal. There’s hot vs cold, custodial vs non-custodial, hardware, software, mobile, and more.
If Bitcoin is the car, blockchain is the engine. While crypto gets most of the headlines, the real revolution is the technology underneath it all: the blockchain. You’ve probably heard it described as a “digital ledger” or “chain of blocks,” but what does that actually mean?
Imagine a financial system that runs without banks, intermediaries, or paperwork—open to anyone with an internet connection. That’s the promise of DeFi, or Decentralized Finance. In just a few short years, DeFi has grown into one of the most powerful use cases of blockchain technology, managing billions of dollars in digital assets.